Pros and Cons of Renting vs. Buying This Season - Cripps Realty
 

Pros and Cons of Renting vs. Buying This Season

As the real estate market continues to evolve, potential homebuyers and renters in Ontario face a critical decision: Is it better to rent or buy this season? Both options come with their advantages and challenges, and the right choice depends on financial goals, lifestyle preferences, and market conditions.

Renting: Pros

  1. Flexibility: Renting allows for easy relocation, with lease terms typically lasting 6 to 12 months. In Ontario, average rent for a one-bedroom is $2,152 as of September 2024, up 9.2% from last year.
  2. Lower Upfront Costs: Renters only need first and last month’s rent, unlike homebuyers who require a down payment. Ontario’s average home price in 2024 is $884,800, requiring at least $44,240 (5%) as a down payment.

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